There are two major types of life insurance ----- TERMand WHOLE LIFE.  Whole Life is sometimes referred to as "Permanent Life Insurance".

term life insurance

Term Insurance is the simplest form of life insurance.  It pays only if death occurs during the term of the policy, which is usually from one to 30 years.  Most term policies have no other benefit provisions.

TERM VS. Whole Life INSURANCE

  • Replace Income for Dependents
  • ​Pay Final Expenses
  • Create an Inheritance for Your Heirs
  • Pay Federal "Death" Taxes and State "Death" Taxes
  • Make Charitable Contributions
  • ​Create a Source of Savings

Life Insurance is an integral piece of the financial planning puzzle and we've just shown you six important reasons why.   Call Creedon Insurance Services, LLC today and speak with an experienced Life Insurance Agent that can help you choose the right type of policy.

WHY DO I nEED life insurance ?

HEALTH INSURANCE

    BUSINESS  Insurance


We are licensed in the state of PA --  Copyright 2014  Creedon Insurance Services, LLC  All Rights Reserved


20411 Rt. 19, LaSalle Plaza, Suite #13

Cranberry Twp. PA  16066

Phone:  724.742.3855

e-mail:  info@creedoninsurance.com


20411 Route 19

LaSalle Plaza, Suite #13

Cranberry Township, PA 16066


        HOME insurance

LIFE/HEALTH  Insurance

WHOLE LIFE / PERMANENT INSURANCE

Whole Life or Permanent Insurance pays a death benefit whenever you die-- even if you live to be 100 ! There are three major types of Whole Life or Permanent Life Insurance -- Traditional Whole Life,Universal Life and Variable Universal Life.

Call Us Today

724.742.3855

 

     AUTO insurance

I think we can all personally relate to how costly
a basic office visit or simple procedure can be
in this day and age.  One unexpected illness or accident could devastate a family financially with no health insurance plan in place.  We at Creedon Insurance Services, LLC want to help you protect your family and ease your worry with an insurance plan that you can afford.  We have the BEST Health Insurance Carriers in the business.....Highmark UPMC, Aetna and Health Assurance just to name a few.

Everyone's situation is different so we can work with your specific needs to customize a plan that would fit your lifestyle and budget.   For example, if you are relatively healthy and rarely go to the doctor, then you might want to consider a plan with a higher deductible to lower your monthly premium. This is a popular alternative for people who want the assurance of protection in the event of something catastrophic happening to help avoid possible financial ruin and bankruptcy.  Even with the higher deductible, insurance often still provides benefits by adjusting the actual total cost owed by you based on a negotiated, contracted amount between your doctor and your insurance company.  Then you pay 100% of the adjusted amount until your deductible is reached.   This is still a better scenario than paying 100% of any unadjusted medical bills.

We know choosing the right health insurance plan can seem like an overwhelming task because of the many options, but that's where we at Creedon Insurance Services, LLC come in.  Our experienced agents will answer all of your questions and help you decide what type of plan would be the best fit.  We want to help make the whole process as easy as possible for you.

Please call us today to discuss your options so we can get you on your way with an affordable health plan.